My wife and I needed to reduce our overall monthly expenditure due to a change in our personal circumstances. We sat down with a list of our monthly outgoings and a clean sheet of paper and tried to come up with ways that we could achieve the savings required to live within our means. Ideally our plan would save us three hundred pounds a month and we would aim to renegotiate all of our policies plans and utilities and any shortfall would be made up by cutting back on our holiday plans and social lives. We started with our direct debits and logged onto the internet to get a life insurance comparison, mortgage costs and utilities. The savings it’s possible to make were substantial although we weren’t able to save the entire amount we were virtually there and our lifestyle will not suffer tremendously, so we’ll be able to enjoy our lives as much as we did before. With hindsight  it’s clear that those who put off  carrying out such an exercise are being stupid and wasting money unnecessarily, money that most people can ill afford to give away. It’s not as if there isn’t enough adverts on the television telling us to log onto our computers to compare the price of our car insurance, home insurance and so on.

Source: http://www.lifeinsurancecomparison.uk.com/blog/2011/11/18/financial-austerity-beginning-bite-save-money-free-life-insurance-comparison/

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