Great financial tips to ensure you make more dollar

Paypal has made it possible to quickly and easily send money over the Internet. This allows us to pay for all kinds of purchases with a lot less hassle. It also will allow you, everyone who reads this article, to send me, Timothy Ward, $1.00.

Being the cynics that you are, I know you’re probably asking: “Why should I send you $1.00? I barely even know you. If I hadn’t somehow stumbled onto this article I wouldn’t even have known that you exist. I still don’t know how I came across this ridiculous article, I was trying to find my brother-in-law’s blog.”

Since I know that humanoids are by nature untrusting, and I know that you can spare the dollar, I will now generously provide 8 reasons why you should immediately paypal me a buck. I don’t think I’ll need more than 5 reasons but I like to give people their money’s worth. Plus I have a word count to think about. So without further ado:

(1) Sending me $1.00 will keep you from spending it on something pointless like the mortgage payment. You’ve been faithfully paying on that mortgage for years-it’s time you had a break. And it’ll only cost you a single greenback.

(2) Donating to a worthy cause can give you peace of mind which, in turn, will help you to sleep better at night. Giving me a dollar may not be as worthy a cause as, say, giving to the Red Cross, but I promise I will sleep better tonight and many nights thereafter if you send me that dollar.

(3) If I were sitting in front of a gas station smelling of cheap wine and wearing the same clothes I had on when I lost my job 8 months ago, you wouldn’t even consider giving me a dollar. You would probably tell me to: “Get a Job, ya bum”, and then rapidly walk away, clutching your wallet tightly. I, however, am not sitting in front of a gas station, I’m sitting in front of my television. And I changed clothes 2 days ago.

(4) I need to buy some Bling Bling! You’re just not in the game if you don’t have diamonds in your ears and ice on your neck and wrists. Plus I know a guy who’ll give me a great deal on some gold teeth. But I need more cheese.

(5) Many great artist in history have depended on donations to finance their masterpieces. Your sending me $1.00 will allow me to do the necessary research for a masterpiece of an article that I’m working on called: ‘Going Out on Saturday Night and Getting Sloppy Drunk Using Other People’s Money’. I’ll be sure to acknowledge you at the end.

(6) Fellas, would you rather send me a dollar or have your wife spent it on yet another pair of black heels? Ladies, would you rather your husbands spend it on another one of those magazines that he keeps in that box in his workshop? I thought not.

(7) Time is money. You’re already wasting money by taking time to read this article. Another George Washington won’t kill you.

(8) The pens and paper I use to write these articles don’t pay for themselves. My high speed internect connection that I use to upload these articles isn’t free. I don’t think $1.00 is too much to ask after the scores of articles I have written and shared with all of cyberspace. After all, if it wasn’t for my articles you wouldn’t appreciate the good articles written by others.

So there you have it folks. 8 reasons to send me $1.00 via Paypal. As I suspected most of you were sold after Reason #5. I appreciate you waiting patiently until I finished with the remaining Reasons before rushing over to Paypal.com. Now that I have finished listing my reasons feel free to login and send your $1.00 to wailinward@yahoo.com. And please hurry, the guy with the gold teeth isn’t going to have those great deals forever…

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With the dollar receiving an old fashioned beating from the euro right now, vacations to popular European destinations like England, France and Spain have become quite pricey. Not to fret though, with a little planning, you can still enjoy your European vacation without breaking the bank.

Not flying across the pond for some R&R? You can still save cash by traveling smart, regardless of your vacation destination. Read on, oh wandering soul.

Prevent your wallet from getting euro-trashed

If youre heading to Europe, prepare yourself financially. While Paris and London are must-sees for the vacationing Yankee, they can put a hurting on your billfold. Vacations in Western Europe today cost 35 to 40 percent more than they did as little as two years ago. Why? Its all about the exchange rate. The euro rules the day over our weakened dollar, meaning youll have to pick and choose your spots when it comes to traveling abroad.

Before you book, research your options. Purchasing a vacation package (airfare & hotel) through an online travel broker like expedia.com or travelocity.com could save you big bucks. If youre planning on staying long-term in one place, look into renting a house or apartment. Its cheaper than a hotel room, sleeps more, is roomier, and youll be able to cook your own food instead of eating out every day. Also, many vacation packages will allow you to lock in a rate well before your travel dates. If the dollar continues to fall against the euro after you book, youll save big and look like a genius. If the dollar rallies, however, you lose.

Remember, Europe is more than just England and France. Consider visiting some of the Eastern Block countries like Hungary, Poland or Lithuaniayoull be pleasantly surprised. Gone are the Cold War misconceptions of these countries. Instead, travelers will encounter friendly natives, stunning views, and vibrant nightlife. Whats more, these countries have yet to adopt the euro, meaning your dollar will go a lot farther.

But if its Western Europe or bust for you, you can still ease the pain that the mighty euro brings. Book your trip early to ensure you get the flights and hotels you want. If you want to see a lot of Europe, consider a cruise. If youre on a budget, consider a short three or four day stopover and tackle only the sights you absolutely have to see. Finally, when traveling about the European countryside, always set a daily limit on your spending.

Destination: anywhere? Money saving travel tips.

Regardless of where you vacation, following a few simple rules will minimize the impact on your bottom line while maximizing your fun. Always remember to:

1. Shop around. Just like anything else, deals are to be had if you know where to look. Check online resources for the best deals.

2. Only use a travel agent for big trips to far away places. You can handle the details of a weekend getaway.

3. Travel in the off season. Find out when your desired destinations peak tourist season is, and dont go then. Off season prices are much more acceptable.

4. Flexibility is key. Changing your travel itinerary by just a day or two can save you big.

5. For cruises, book early to take advantage of big savings. If using an agent, get one whos a cruise expert. She can save you money and probably secure a few perks along the way.

6. When renting a car, only get the smallest possible one you can handle. Its cheaper and so is the gas. At the counter, ask for a free upgrade; it doesnt hurt to try. Always refuel your rental before you return it to avoid getting gouged by the return lot. Never rent a car at the airport, rates are better elsewhere. Finally, if you can understand the citys public transportation, use it instead of renting a car.

7. When on the road, carry a cooler full of drinks and snacks. By stopping at a grocery store and loading up on supplies (e.g., aspirin, water, sunscreen, film) before you wander the countryside, youll avoid being taken to the cleaners by roadside tourist traps.

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